Please note that this is a short version of the Terms of Reference (ToR) for this assignment. The full version incl. application procedure and annex 1 (log frame) can be found on the marked links. Caritas Switzerland is an independent Swiss NGO, engaged in Switzerland and in more than 20 countries worldwide, including Kosovo. Our mission is to prevent, combat and eradicate poverty in a sustainable manner. To achieve this goal, Caritas employs a policy of equity: we support inclusive communities with opportunities for everyone regardless of their ethnic background, group affiliation or gender. Caritas Switzerland has been working in Kosovo since 1999, focusing on social inclusion, rural development and rehabilitation. Based on the Strategy 2021-2025, our central themes are Income, Climate Change and Migration. Caritas Switzerland in Kosovo is implementing a highly regarded agricultural project which aims at contributing to socio-economic development of the country by supporting farmers and the sector in income generation and new employment opportunities, funded by the Austrian Development Cooperation and Prishtina municipality. In particular, the SIRED project contributes to more sustainable and inclusive market systems through increasing participations of producers and market actors and enhancing their income and productivity, thus contributing to poverty reduction for rural populations, particularly women and marginalized groups. The main Objective/Purpose of this assignment is facilitating Access to Finance for approximately 40 agribusinesses to increase financial capital and sustainable investments and to coach smaller agribusinesses in financial literacy and to help them regarding self-financing their businesses. In particular, the assignment comprises within the value chains of berries, non-timber forest products and medicinal and herbal plants.